The Blue Badge regulations will be amended from 30th August 2019, in England, for those with a hidden disability which limits their ability to walk safely. The Blue Badge regulations will be amended from 30th August 2019, in England, for those with a hidden disability which limits their ability to walk safely. Blue Badge holders are able to park closer to their destination, either as the driver or passenger, in disabled parking bays, usually for free on streets with parking meters or pay-and-display machines, and on single or double yellow lines for up to 3 hours in certain circumstances. The eligibility criteria for a Blue Badge has been extended beyond those with a physical disability to now include those who: • cannot undertake a journey without there being a risk of serious harm to their health or safety or that of any other person; • cannot undertake a journey without it causing them very considerable psychological distress; • have very considerable difficulty when walking (both the physical act and experience of walking); and • scored 10 points under the 'planning and following journeys' activity of Personal Independence Payment (PIP) by virtue of being unable to undertake any journey because it would cause overwhelming psychological distress to them. This will lead to automatic entitlement in much the same way as scoring 8 points under the ‘moving around’ activity of PIP which is already in place. The regulations also amend the current requirement that the disability be 'permanent and substantial', changing it to 'enduring and substantial'. Those who do not meet the automatic eligibility criteria linked to PIP awards, can still apply and go through the standard assessment process. Under the new regulations, ‘expert assessors’ with specialist experience of non-physical impairments, can be appointed by the local authority to undertake the assessment to determine eligibility.
Richard Winward Authorised and Regulated Consultant
Richard’s career in financial services began in 2005.He progressed through the CII Certificate in Financial Planning and qualified as an adviser in 2008. Subsequently, Richard completed the CII Diploma in Financial Planning, and he continues to work towards Chartered adviser status.
Richard has a wealth of financial planning experience, having spent ten years’ providing private client advice within a large UK wealth management firm. During this time, Richard was responsible for a bank of up to 500 clients and advised on all aspects of financial planning to ensure that their investment objectives were met.
Since joining PFP in 2017, Richard has undertaken a comprehensive training and induction programme in order to specialise in providing Independent Financial Advice to recipients of Personal Injury awards. Going forward, Richard will be working with a range of PFP clients to manage bespoke investment plans tailored to meet their individual needs.
- Providing a holistic financial planning service focusing on investments, protection and pensions to clients with a wide range of financial circumstances and backgrounds.
- • Providing an excellent level of customer service to clients, over the telephone and face-to-face, to determine their holistic financial planning requirements.
- • As part of his induction programme, Richard has attended and conducted a considerable number of client meetings alongside both Richard Cropper and Ian Rowe in order to benefit from their insight and experience in advising clients with Personal Injury awards.